your money, aligned with you.

advice-only financial planning for 25-35 year-olds earning $50-100k.

just advice:I don’t manage your money; I empower you to understand how.
just investing: I help you invest aligned with your values, not against them.
just(in): that’s my name, don’t wear it out.

where you are

money is your tool

designing your money in alignment with your goals and values

where you want to be

planning with your values helps

planning with your values helps

meet the planner and the practice

proud member of

are you ready to align

your goals and values with your money?

25-35 year-olds have a lot going on…

Do any of these sound familiar to you?

starting your career

Do you feel like you don’t know where your money goes each month but hate budgeting?

Have you recently graduated with student loans and don’t know how you can afford to live on your own?

Do you have other types of debt and are wondering about the best strategy to pay it off?

Did you just start a new job and don’t know what benefits are best for your life?

Did you just leave a job and are concerned about what’ll happen to your old insurance and benefits?

sharing your life

Do you and your significant other approach money differently and disagree more than you’d both like?

Are you both thinking about combining finances but aren’t sure about the best way to do it?

Are you both getting excited for marriage but wondering how it’ll impact your taxes?

Have you both thought about what would happen if one of you got sick and couldn’t work for some time?

Do you both dream of getting a house or taking a vacation but feel like it’s impossible to afford?

growing your family

Do you or your significant other want to be a stay-at-home-parent but you don’t know if its affordable?

Did you just have a baby and are wondering about the best way to prepare for education costs?

Have you considered how you’ll keep your hobbies going while parenting?

Does your child have special needs and you’re worried about how keeping their government benefits?

Are you both new to parenting and concerned about what’ll happen in unexpected death?

financial trail guide for new parents

Life as a new parent adds a lot of stress and uncertainty. But, it doesn’t have to be approached alone. Click below to download a free copy of my New Parent Financial Trail: A Simple Guide for Family Starters. This educational guide runs through ten checkpoints spanning how you can prepare and what you can do after your little one arrives.

A congratulatory message about growing family, featuring a dark circle and a dotted line with text, a logo in the top right corner, and a green informational box with financial advice for parents.
Cover of a booklet titled 'New Parent Financial Trail' with a subtitle 'A Simple Guide for Family Starters.' The background features a faint image of two hands holding a small child's hand, with a dashed line and circles connecting markers, resembling a trail or path. The top right corner has the logo 'Just Advising' with a colorful map icon. The bottom of the cover shows author information: Justin Horowitz, CFP®, Founder of Just Advising, along with website and tagline about ethical financial advice.
Infographic titled "Checkpoints #1-3: Securing Your Cash Flow" with a dashed path connecting three checkpoints: 1. Parental Leave Tower, explaining calculating income gap for paid leave; 2. Baby Buffer Gardens, advising saving for emergency fund and expenses before baby arrives; 3. Baby Budget Boulders, suggesting planning for future expenses like childcare with a metric chart. Contains icons of a tower, flowers, and a boulder, with a background featuring subtle topographic lines.

streamlined services

Everyone starts with a free 30-minute Icebreaker conversation to meet each other!

provisions

Perfect for a specific fork in the road.

Do you have a few burning questions but aren't ready for a full comprehensive plan? This is an hourly engagement designed to get you unstuck and moving forward.

Includes:

A focused 1-2 hour strategy session

A clear, jargon-free summary report

Answers to specific questions

expedition

Designed for a long-term financial journey.

Ready to get organized and align your money with your goals and values? This is a deep dive into your financial picture to build a foundation for your future.

Includes:

Three collaborative meetings (Discovery, Review, & Advice)

A rounded, actionable Financial Plan

A follow-up check-in session

Logo of Just Advising in purple with an abstract, multicolored, geometric elephant design.

transparent and simple fees

all fees are a flat payment per service

30-minute icebreaker

$0

provisions

The fixed-fee for this service depends on your status below.

expedition

The fixed-fee for this service depends on your status below.

individual

$1,800

couple

$2,700

individual

$360/provision

couple

$540/provision